
If we make an extensive study on the changing scenario of financial transaction of India, we will come to know that it has changed with the advancement of technology in a tremendously fast manner. Thousands of years back, people made transactions with alternative things, then there was the implementation of metal coins and after that comes the paper money. But, with the development of science and technology, the transaction medium has changed. Now, one can enjoy shopping worth thousands without carrying a single rupee in his wallet. A single plastic made card can be an alternative of that large sum. One of such cards is the credit card.
When it comes to the most popular credit card providers of India that offer an extensive range of facilities then the name of ICICI credit cards comes on the top. One of the largest private bank and financial organisations of the country, it offers several types of credit cards; different cards serve different advantages to the card holders. There are a few add-on common features that an ICICI credit card holder will get, including Internet banking, EMI on call, Global Emergency Assistance Service, balance Transfer facility, email statement / mobile alerts, auto debit facility, dial-a-draft, rewards Program, Photo card option and cash advance.
Here we are discussing some of the most popular types of credit cards offered by the ICICI bank.
Classic Card : - Under the classic card category, the ICICI bank provides four types of cards, including ICICI Bank Sterling Silver Credit Card, ICICI Bank Visa Mini Card, ICICI Bank - American Express Green Credit Card and ICICI Bank Online Credit Card.
Co-branded card : - Such types of cards are the ones in which two major brands join to increase the usefulness and image of product. By going to such credit cards, you will get the advantages of handsome rates of discount and reward programs.
Affinity cards : - These types of cards are basically provided in tie-up with various educational institutes of the country like ISB, XLRI, IIMA, GelpAge India centre and so on. By availing such credit cards, you will get the option to contribute your reward points to your institute.
EMI card : - With such ICICI credit cards, you will get the advantage to make purchase throughout the year by paying just a fixed amount of EMI very month.
Corporate card : - Such cards have been designed to manage the employees and business expenses of a company.
Premium card : - These types of cards are basically lifestyle cards, which are specially designed for the elite section of people. Such cards include Visa Signature card, Platinum credit card, Thomas cook Titanium credit card Ascent American Express card, Titanium credit card, Platinum identity and Gold American Express card.
Apart from the ICICI credit cards, another name that comes on the present scenario of credit cards in India, is Axis Bank credit cards. Like the variety of credit cards of ICICI bank, the Axis bank too offers different kinds of highly useful cards that act as the perfect companions to lead a sophisticated lifestyle.
So, from the above discussion one thing is quite clear that, if you want to make your lifestyle sophisticated and hassles-free with credit cards, then nothing but the variety ranges of ICICI credit cards would be your perfect choices.
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