Discard your worries with credit cards

“Buy today and pay later”, credit cards are all about that only! No wonder, it increases shopping capabilities of the people. With 52 days grace period , consumers are happy to shop with a greater interest. Today almost every bank is providing this facility. The World 's local bank – HSBC credit cards offers Platinum, Gold, Classic and Co-branded credit card with special features.

HSBC Platinum credit card :- This card belongs to the elite section of the society. If your annual income is around ten lakhs, then you are eligible for this card. It offers a large number of features and benefits. You will get two reward points for every Rs.150 spent from your credit card. The card also offers you the cash back facility with 10 % cash back over airline tickets, hotel and holiday packages. Bank is charging an annual fees of Rs. 3999 and a joining fees of Rs.1999 with add-on facility .

HSBC Gold credit card :- HSBC credit cards segment is providing this card with special money and time saving features. Along with lower interest rate you can also avail the discount of 30 % on movie tickets at INOX. Card also allows 10 % cash back over airline tickets and holiday packages. You will also get a reward point on every spending of Rs. 100 from your credit card.

Classic Credit Card:- It helps you to save money and the time both. HSBC and Make my trip provides you 7 % discount over Domestic hotels and holidays, 5% discount over international holidays. It is also offering you a 10 % discount over International accommodation. A salaried person with annual income of rupees 1 lakh can grab this card while a self employed person can have this card on Rs. 72000.


Westside Credit Card:- it has been launched in a tie-up with Westside to complement with the lifestyle of elite section of people. You will get good discounts on shopping with Westside. On this card, you will get 4 reward point for spending Rs. 100 from your credit card. Bank is charging Rs. 2000 as annual fees and Rs. 1000 for add on service with no joining fees.

HSBC Classic Westside Credit Card :- It offers a great shopping discounts on international purchasing also. With 24 x 7 customer access facility, it offers you complimentary Gift Voucher worth Rs. 150/- on Joining, which is its USP. You have to pay Rs. 750 annual fees and Rs. 350 add on service.

Online Banking – a boon in a busy life

If you are like most people, you would have definitely heard a lot about online banking but probably you have not tried it yourself. You still use orthodox and outdated methods to pay your bills through mail and deposit checks at your bank branch, the same way your parents did. But now you may shop online freely for your entire life, insurance loan, or a home mortgage, but when it comes time to commit, you feel more comfortable working with your agent, you know or a banker you trust.

Online banking is not in the market to change your money habits, instead, it uses the computer technology to provide you the option of forgetting the time-consuming, paper-based aspects of traditional banking so that you can manage your finances more quickly and efficiently.Almost every bank provides this facility, whether it is Axis bank or it is ABN Amro Bank.

There are plenty of features that the banks provides with online banking. Lets take an example say Axis Bank that provides Online Balance inquiry for Savings Bank Account, Current Account, Term Deposits, Loan Account, Most of them even provide transactions details of your account, solve Online Transaction Query and provide many other facilities.

On the other hand ABN Amro Bank is more security oriented, beside providing all the state of the art features and facilities in online banking, it also provides a peace of mind with its high end secured banking solutions.

Online banking is all you need to make your work done in seconds whether it is booking of flights or checking your last transactions or transferring of funds. It provides the solution for each and every banking service online and what more it is safe to access. So if next time you are standing in a queue to for your transactions, just go for online banking